He’s an award winning journalist and is the author of three books including “Getting Started In Finding a Financial Advisor”, “The Right Way to Hire Financial Help” and “Chuck Jaffe’s Lifetime Guide to Mutual Funds”.
Chuck can also be heard as the host of the Money Life Podcast.
But today we are here to talk about his very cool twist on Trick-Or-Treating.
Timeline:
- 00:58 – Intro
- 01:37 – Chuck’s Trade or Treat Tradition
- 15:00 – Lasting Memories of Trade or Treat
- 16:39 – Alternative Version of Trade or Treat
- 18:11 – Reasons to Host a Trade or Treat
- 21:37 – Trade or Treat’s Cost
- 24:27 – Money Lessons of Trade or Treat
- 31:24 – Do You Ever Get Pushback From Parents?
- 41:08 – Contacting Chuck
- 43:44 – Gifting Stock Shares
- 59:07 – Taking Children to Shareholder’s Meetings
Resources & Links:
- Hustle to Financial Freedom
- National Financial Educators Council Cash for Candy
- Zany Brainy
- Fidelity – Fractional Shares
- Schwab Stock Slices
- Money Life with Chuck Jaffe
- Facebook: MoneyLifeShow
- Twitter: MoneyLifeShow
The post [HTFF FAVORITE] Trade or Treat & Gifting Stock Shares with Chuck Jaffe (Money Life) appeared first on Hustle to Financial Freedom.
]]>He’s an award winning journalist and is the author of three books including “Getting Started In Finding a Financial Advisor”, “The Right Way to Hire Financial Help” and “Chuck Jaffe’s Lifetime Guide to Mutual Funds”.
Chuck can also be heard as the host of the Money Life Podcast.
But today we are here to talk about his very cool twist on Trick-Or-Treating.
Timeline:
* 00:58 – Intro
* 01:37 – Chuck’s Trade or Treat Tradition
* 15:00 – Lasting Memories of Trade or Treat
* 16:39 – Alternative Version of Trade or Treat
* 18:11 – Reasons to Host a Trade or Treat
* 21:37 – Trade or Treat’s Cost
* 24:27 – Money Lessons of Trade or Treat
* 31:24 – Do You Ever Get Pushback From Parents?
* 41:08 – Contacting Chuck
* 43:44 – Gifting Stock Shares
* 59:07 – Taking Children to Shareholder’s Meetings
Resources & Links:
* Hustle to Financial Freedom
* National Financial Educators Council Cash for Candy
* Zany Brainy
* Fidelity – Fractional Shares
* Schwab Stock Slices™
* Money Life with Chuck Jaffe
* Facebook: MoneyLifeShow
* Twitter: MoneyLifeShow
]]>
Andrew worked in residential and small commercial banking for nearly 7 years, but knew that it wasn’t his passion.
Because of his financial success in real estate investing, he was able to pursue his true passions — nonprofit work and traveling the world.
Andrew is the founder of FIbyREI.com and the host of the The House Hacking Podcast.
Key Takeaways
- The Negative Stigma with House Hacking
- Types of House Hacking
- Pros and Cons of House Hacking
- How to Get Started with House Hacking
- How much can you make house hacking?
- How to afford house hacking?
- House Hacking Legal Hurdles
Resources
- AirBNB
- VRBO
- EZLandlordForms
- LastPass
- The Richest Man in Babylon – George S. Clason
- The Simple Path to Wealth: Your road map to financial independence and a rich, free life – J L Collins
- Atomic Habits – James Clear
- Traffic Secrets: The Underground Playbook for Filling Your Websites and Funnels with Your Dream Customers – Russell Brunson
- Free Download: The House Hacking Quick Start Guide – FIbyREI
- House Hacking Podcast
- Instagram – @fibyrei
- Facebook – @FIbyREI
- Twitter – @FIbyREI
- YouTube – Andrew M. Kerr
The post How To Lower Your Housing Costs With House Hacking Andrew Kerr (FIbyREI.com) appeared first on Hustle to Financial Freedom.
]]>Because of his financial success in real estate investing, he was able to pursue his true passions — nonprofit work and traveling the world.
Andrew is the founder of FIbyREI.com and the host of the The House Hacking Podcast.
Key Takeaways
* The Negative Stigma with House Hacking
* Types of House Hacking
* Pros and Cons of House Hacking
* How to Get Started with House Hacking
* How much can you make house hacking?
* How to afford house hacking?
* House Hacking Legal Hurdles
Resources
* AirBNB
* VRBO
* EZLandlordForms
* LastPass
* The Richest Man in Babylon – George S. Clason
* The Simple Path to Wealth: Your road map to financial independence and a rich, free life – J L Collins
* Atomic Habits – James Clear
* Traffic Secrets: The Underground Playbook for Filling Your Websites and Funnels with Your Dream Customers – Russell Brunson
* Free Download: The House Hacking Quick Start Guide – FIbyREI
* House Hacking Podcast
* Instagram – @fibyrei
* Facebook – @FIbyREI
* Twitter – @FIbyREI
* YouTube – Andrew M. Kerr
]]>
- 00:23 – Jason Butler’s Bio
- 02:52 – What was your aha moment?
- 08:04 – How did you stay motivated during that dark time of your life?
- 09:27 – What are your side-hustles?
- 11:40 – The T-Shirt Side Hustle
- 17:23 – Selling on eBay Side Hustle
- 22:14 – Freelance Writing Side Hustle
- 29:06 – Who is a side hustle for?
- 30:44 – Does a side hustle have to be boring?
- 33:41 – Pitfalls to watch out for when side hustling
- 37:01 – What to do if you don’t have time to side hustle?
- 40:15 – Win a $50 Visa Gift Card (Expired Offer)
Resources & Links:
- MoneySmarts Episode 14 – Get Something for Nothing
- eBay
- Teespring
- SunFrog
- FinCon
- fiverr
- Upwork
- The Butler Journal
- Twitter: @Butler_Journal
- Facebook: The Butler Journal
- LinkedIn: Jason Butler
The post [HTFF FAVORITE] Side-Hustling with Jason Butler (TheButlerJournal.com) appeared first on Hustle to Financial Freedom.
]]>* 00:23 – Jason Butler’s Bio
* 02:52 – What was your aha moment?
* 08:04 – How did you stay motivated during that dark time of your life?
* 09:27 – What are your side-hustles?
* 11:40 – The T-Shirt Side Hustle
* 17:23 – Selling on eBay Side Hustle
* 22:14 – Freelance Writing Side Hustle
* 29:06 – Who is a side hustle for?
* 30:44 – Does a side hustle have to be boring?
* 33:41 – Pitfalls to watch out for when side hustling
* 37:01 – What to do if you don’t have time to side hustle?
* 40:15 – Win a $50 Visa Gift Card (Expired Offer)
Resources & Links:
* MoneySmarts Episode 14 – Get Something for Nothing
* eBay
* Teespring
* SunFrog
* FinCon
* fiverr
* Upwork
* The Butler Journal
* Twitter: @Butler_Journal
* Facebook: The Butler Journal
* LinkedIn: Jason Butler
]]>
Stephanie is a financial advisor and the founder of Sofia Financial.
She founded Sofia Financial with the goal to empower women to make wise financial decisions, address their areas of money stress, and free up their time and mental energy to spend on the things that are truly important.
Stephanie believes that everyone, regardless of income level, deserves quality, objective advice and excellent service from caring professionals who really listen and are motivated solely by their clients’ success.
She can be heard regularly on the Take Back Retirement Podcast, the financial podcast for women who’d rather not focus on money.
What to Expect:
- Are men or women better at investing?
- Why do most women not manage family finances?
- How to be prepared for the death of a spouse who manages the finances
- The way our brains are wired in regards to personal finance
- Overcoming our brain’s hard wiring
Resources & Links:
- Hustle To Financial Freedom
- LastPass
- The 5 Key Questions You Should Ask When Making A Big Purchase – Sofia Financial YouTube
- Stanford marshmallow experiment
- Behavior Gap
- You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life – Jason Vitug
- Sofia Financial
- Take Back Retirement Podcast
- Facebook: SofiaFinancial
- Twitter: @SofiaFinancial
The post Are Our Brains Wired To Spend More with Stephanie McCullough (Sofia Financial) appeared first on Hustle to Financial Freedom.
]]>She founded Sofia Financial with the goal to empower women to make wise financial decisions, address their areas of money stress, and free up their time and mental energy to spend on the things that are truly important.
Stephanie believes that everyone, regardless of income level, deserves quality, objective advice and excellent service from caring professionals who really listen and are motivated solely by their clients’ success.
She can be heard regularly on the Take Back Retirement Podcast, the financial podcast for women who’d rather not focus on money.
What to Expect:
* Are men or women better at investing?
* Why do most women not manage family finances?
* How to be prepared for the death of a spouse who manages the finances
* The way our brains are wired in regards to personal finance
* Overcoming our brain’s hard wiring
Resources & Links:
* Hustle To Financial Freedom
* LastPass
* The 5 Key Questions You Should Ask When Making A Big Purchase – Sofia Financial YouTube
* Stanford marshmallow experiment
* Behavior Gap
* You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life – Jason Vitug
* Sofia Financial
* Take Back Retirement Podcast
* Facebook: SofiaFinancial
* Twitter: @SofiaFinancial
]]>
Lindsey is the writer and personal finance guru behind Big House In The Woods where she teaches the masses to Save Like a Millionaire.
She and her husband have been debt-free AND mortgage-free since they were 25. They saved their first (extra) $180,000 before they were 30, built their dream home with cash on 5 wooded acres (hence “Big House in the Woods”), and have plans to retire at 45.
They accomplished all of this on one income while having/raising three kids.
What to Expect:
- Saving and Spending Habits of Millionaires and Billionaires
- How to Save Money When Building a House
- Ways to Save Money
- Make Money Teaching Kids English
- Going on a Cruise for Free
Resources & Links:
- Hustle To Financial Freedom Online
- How to Save Like a Millionaire – Big House In The Woods
- Live Like Jay Leno – Hustle To Financial Freedom
- Red Pocket Mobile
- VIPKid
- VIPKid Job – How I Make Extra Money
- CapitalOne Venture Card
- Carnival Cruise Line
- His and Her Money
- My Financial Hill
- The Millionaire Next Door: The Surprising Secrets of America’s Wealthy – Thomas J. Stanley
- Big House In The Woods
- 5 Money-Saving Hacks to Get Your Bank Account GROWING TODAY!
The post How to Save More and Spend Less with Lindsey Ralston (Big House In The Woods) appeared first on Hustle to Financial Freedom.
]]>Lindsey is the writer and personal finance guru behind Big House In The Woods where she teaches the masses to Save Like a Millionaire.
She and her husband have been debt-free AND mortgage-free since they were 25. They saved their first (extra) $180,000 before they were 30, built their dream home with cash on 5 wooded acres (hence “Big House in the Woods”), and have plans to retire at 45.
They accomplished all of this on one income while having/raising three kids.
What to Expect:
* Saving and Spending Habits of Millionaires and Billionaires
* How to Save Money When Building a House
* Ways to Save Money
* Make Money Teaching Kids English
* Going on a Cruise for Free
Resources & Links:
* Hustle To Financial Freedom Online
* How to Save Like a Millionaire – Big House In The Woods
* Live Like Jay Leno – Hustle To Financial Freedom
* Red Pocket Mobile
* VIPKid
* VIPKid Job – How I Make Extra Money
* CapitalOne Venture Card
* Carnival Cruise Line
* His and Her Money
* My Financial Hill
* The Millionaire Next Door: The Surprising Secrets of America’s Wealthy – Thomas J. Stanley
* Big House In The Woods
* 5 Money-Saving Hacks to Get Your Bank Account GROWING TODAY!
]]>
Lindsey is the writer and personal finance guru behind Big House In The Woods where she teaches the masses to Save Like a Millionaire.
She and her husband have been debt-free AND mortgage-free since they were 25. They saved their first (extra) $180,000 before they were 30, built their dream home with cash on 5 wooded acres (hence “Big House in the Woods”), and have plans to retire at 45.
They accomplished all of this on one income while having/raising three kids.
What to Expect:
- Lindsay’s Incredible Journey to Financial Freedom
- Making Frugal Financial Decisions
- Earning Extra Money with Creativity
- Avoiding Lifestyle Inflation
- Grocery Hacking
- Staying Motivated During Your Financial Freedom Journey
Resources & Links:
- Hustle To Financial Freedom Online
- Big House In The Woods
- 5 Money-Saving Hacks to Get Your Bank Account GROWING TODAY!
The post Avoiding Lifestyle Inflation with Lindsey Ralston (Big House In The Woods) appeared first on Hustle to Financial Freedom.
]]>Lindsey is the writer and personal finance guru behind Big House In The Woods where she teaches the masses to Save Like a Millionaire.
She and her husband have been debt-free AND mortgage-free since they were 25. They saved their first (extra) $180,000 before they were 30, built their dream home with cash on 5 wooded acres (hence “Big House in the Woods”), and have plans to retire at 45.
They accomplished all of this on one income while having/raising three kids.
What to Expect:
* Lindsay’s Incredible Journey to Financial Freedom
* Making Frugal Financial Decisions
* Earning Extra Money with Creativity
* Avoiding Lifestyle Inflation
* Grocery Hacking
* Staying Motivated During Your Financial Freedom Journey
Resources & Links:
* Hustle To Financial Freedom Online
* Big House In The Woods
* 5 Money-Saving Hacks to Get Your Bank Account GROWING TODAY!
]]>
Find out why the big change and what it means for you on today’s episode.
Resources & Links:
The post Welcome to Hustle to Financial Freedom appeared first on Hustle to Financial Freedom.
]]>Resources & Links:
* Hustle To Financial Freedom Online
]]>
Tela began trading in 2009 and went on to double her retirement in 8 months and retire from her “9 to 5” by the age of 29.
Today Tela trades full-time while sharing her knowledge at TelaHolcomb.com
Timeline:
- 00:44 – Intro
- 01:12 – Tela’s Financial Freedom Journey
- 05:25 – Should you pay off your mortgage?
- 06:07 – Different Investment Styles
- 08:13 – Deciding what stocks to buy
- 15:30 – Deciding when to sell
- 18:03 – Protecting yourself from loss
- 22:59 – The one thing Tela wishes she knew from the start
- 24:43 – When should you start investing?
- 26:07 – How do you start investing?
- 27:29 – Tools and Resources to Use
- 30:30 – Dealing with a Company’s Bad News
- 32:25 – Creating a List of Stocks to Trade
- 34:16 – How much do you need to start investing?
- 35:39 – Rapid Fire: Who is your financial hero?
- 36:59 – Rapid Fire: What is one financial book everyone should read?
- 37:55 – Rapid Fire: What is your biggest financial failure?
- 38:54 – Investing as a Couple
- 43:36 – Contacting Tela
Resources & Links:
- Financial Freedom Community
- Financial Freedom Community Facebook Group
- TD Ameritrade’s thinkorswim
- Investopedia Stock Simulator
- TelaHolcomb.com – THL 025: What is a Trading Plan (and why you need one)
- TD Ameritrade
- Ally Invest
- Yahoo Finance
- StockCharts.com
- TelaHolcomb.com – How to “Read” Candlesticks
- Stockpile
- The Complete TurtleTrader: How 23 Novice Investors Became Overnight Millionaires by Michael W Covel
- TelaHolcomb.com
- Facebook: TelaHolcomb
- Twitter: TelaHolbomb
- Instagram: TelaHolcomb
- YouTube: Tela Holcomb
The post [FFC FAV] Swing Trading the Stock Market with Tela Holcomb (TelaHolcomb.com) appeared first on Hustle to Financial Freedom.
]]>Today Tela trades full-time while sharing her knowledge at TelaHolcomb.com
Timeline:
* 00:44 – Intro
* 01:12 – Tela’s Financial Freedom Journey
* 05:25 – Should you pay off your mortgage?
* 06:07 – Different Investment Styles
* 08:13 – Deciding what stocks to buy
* 15:30 – Deciding when to sell
* 18:03 – Protecting yourself from loss
* 22:59 – The one thing Tela wishes she knew from the start
* 24:43 – When should you start investing?
* 26:07 – How do you start investing?
* 27:29 – Tools and Resources to Use
* 30:30 – Dealing with a Company’s Bad News
* 32:25 – Creating a List of Stocks to Trade
* 34:16 – How much do you need to start investing?
* 35:39 – Rapid Fire: Who is your financial hero?
* 36:59 – Rapid Fire: What is one financial book everyone should read?
* 37:55 – Rapid Fire: What is your biggest financial failure?
* 38:54 – Investing as a Couple
* 43:36 – Contacting Tela
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* TD Ameritrade’s thinkorswim
* Investopedia Stock Simulator
* TelaHolcomb.com – THL 025: What is a Trading Plan (and why you need one)
* TD Ameritrade
* Ally Invest
* Yahoo Finance
* StockCharts.com
* TelaHolcomb.com – How to “Read” Candlesticks
* Stockpile
* The Complete TurtleTrader: How 23 Novice Investors Became Overnight Millionaires by Michael W Covel
* TelaHolcomb.com
* Facebook: TelaHolcomb
* Twitter: TelaHolbomb
* Instagram: TelaHolcomb
* YouTube: Tela Holcomb
]]>
Jonathon is a Belgian personal finance blogger & podcaster with a unique approach to life & investing.
He believes we’re all weird in our own way, so we might as well embrace it.
Jonathon has lived in Norway, Luxembourg, France & Belgium and holds a Masters in Science Degree in business engineering.
He pulls from his breadth of life experiences to tell stories and educate people about money matters over at JoneyTalks.com and on the Joney Talks Podcast.
What to Expect:
- Embracing the Weird in All of Us
- Saving on Travel
- What is a Declutterist?
- Minimalist vs. Declutterist
- The More You Own is Costing You More
- How to Start Decluttering
- Overcoming the Financial Fears of Decluttering
- What to do with Family Heirlooms and Items with Emotional Attachment
- Handling Gift Giving and Receiving
Resources & Links:
- Financial Freedom Community
- Financial Freedom Community Facebook Group
- Minimalism Movie
- Financial Independence Europe Podcast
- Man Overseas
- How to Win Friends & Influence People – Dale Carnegie
- JoneyTalks.com
- The Joney Talks Podcast
- Twitter: @JoneyTalks
- Instagram: @JoneyTalks
- Facebook: @JoneyTalks
The post Decluttering with Jonathon Verhaeghe (Joney Talks) appeared first on Hustle to Financial Freedom.
]]>Jonathon is a Belgian personal finance blogger & podcaster with a unique approach to life & investing.
He believes we’re all weird in our own way, so we might as well embrace it.
Jonathon has lived in Norway, Luxembourg, France & Belgium and holds a Masters in Science Degree in business engineering.
He pulls from his breadth of life experiences to tell stories and educate people about money matters over at JoneyTalks.com and on the Joney Talks Podcast.
What to Expect:
* Embracing the Weird in All of Us
* Saving on Travel
* What is a Declutterist?
* Minimalist vs. Declutterist
* The More You Own is Costing You More
* How to Start Decluttering
* Overcoming the Financial Fears of Decluttering
* What to do with Family Heirlooms and Items with Emotional Attachment
* Handling Gift Giving and Receiving
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Minimalism Movie
* Financial Independence Europe Podcast
* Man Overseas
* How to Win Friends & Influence People – Dale Carnegie
* JoneyTalks.com
* The Joney Talks Podcast
* Twitter: @JoneyTalks
* Instagram: @JoneyTalks
* Facebook: @JoneyTalks
]]>
Gabe is the Founder of Wealth Habits, a fee-only financial planning firm located in New York Metro Area.
Wealth Habits provides virtual financial planning services and investment management to rising professionals and business owners across the country.
Gabe primarily works with clients that are financially motivated, place a high value on their time, and want holistic advice, tailored to their unique situation.
What to Expect:
- What is an ETF?
- Rules-based vs. Active ETFs
- Small Cap & Large Cap
- What a Flash Crash is
- How Stocks and ETFs are Valued
- Creating a Risk Averse Portfolio
- Tax Implications of ETFs and Individual Stocks
- Advantages of ETFs
- Who Trading Individual Stocks are For?
- What a Stock Dividend is
- Questions to Ask Your Financial Advisor
Resources & Links:
- Financial Freedom Community
- Financial Freedom Community Facebook Group
- Fama and French Three Factor Model
- Here’s What the S&P 500 Looks Like in 2020 Without Big Tech
- 2010 flash crash
- iShares by BlackRock
- State Street SPDR
- Vanguard ETFs
- Google Workspace
- One Up On Wall Street: How To Use What You Already Know To Make Money In The Market – Peter Lynch
- Never Eat Alone, Expanded and Updated: And Other Secrets to Success, One Relationship at a Time Hardcover – Keith Ferrazzi and Tahl Raz
- Wealth Habits
The post Investing in Exchange Traded Funds (ETFs) with Gabe Kaplan (Wealth Habits) appeared first on Hustle to Financial Freedom.
]]>Gabe is the Founder of Wealth Habits, a fee-only financial planning firm located in New York Metro Area.
Wealth Habits provides virtual financial planning services and investment management to rising professionals and business owners across the country.
Gabe primarily works with clients that are financially motivated, place a high value on their time, and want holistic advice, tailored to their unique situation.
What to Expect:
* What is an ETF?
* Rules-based vs. Active ETFs
* Small Cap & Large Cap
* What a Flash Crash is
* How Stocks and ETFs are Valued
* Creating a Risk Averse Portfolio
* Tax Implications of ETFs and Individual Stocks
* Advantages of ETFs
* Who Trading Individual Stocks are For?
* What a Stock Dividend is
* Questions to Ask Your Financial Advisor
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Fama and French Three Factor Model
* Here’s What the S&P 500 Looks Like in 2020 Without Big Tech
* 2010 flash crash
* iShares by BlackRock
* State Street SPDR
* Vanguard ETFs
* Google Workspace
* One Up On Wall Street: How To Use What You Already Know To Make Money In The Market – Peter Lynch
* Never Eat Alone, Expanded and Updated: And Other Secrets to Success, One Relationship at a Time Hardcover – Keith Ferrazzi and Tahl Raz
* Wealth Habits
]]>
Throughout Rich’s life journey he has had the opportunity to do a plethora of things, from Real Estate Agent to American Idol contestant and so much more!
Today Rich is the host of the Budgets & Brews podcast, which combines two of Rich’s favorites, finance with a special splash of beer!
What to Expect:
* Calculating the Credit Score
* What to Keep in Mind When Using Credit Cards?
* Recommendations for Individuals Who Struggle with Credit Cards
* FICO® vs. VantageScore
* Hard Inquires vs. Soft Inquires
* What Happens If You Close All Credit Cards?
* Credit Card Benefits
* The Credit Report
* Dealing with Inaccurate Info on Your Credit Report
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Secured credit cards vs. unsecured credit cards
* Credit Karma
* AnnualCreditReport.com
* Acorns
* Ibotta
* Fetch Rewards
* Yotta Savings
* The Simple Path to Wealth: Your road map to financial independence and a rich, free life – J L Collins
* Vanguard
* Red Oak Brewing Company
* Budgets & Brews
* Facebook: budgetsandbrews
* Twitter: budgetsandbrews
* YouTube: Budgets & Brews
]]>
Misty Lynch is a Certified Financial Planner™, Certified Life Coach and Financial Advisor at Beck Bode, LLC.
Misty is also the host of the radio show and podcast Modern Money with Misty Lynch on Boston’s WRKO AM680.
Misty helps people handle their money with confidence for the betterment of their life, family and business.
What to Expect:
* More money doesn’t mean all your money problems are solved
* The why behind your money choices
* Stores convince you to make a purchase
* The reason Misty did a year long spending freeze
* We talk ourselves into making purchases
* Is your money being spent on the right things?
* How to hold yourself accountable
* Thrift store shopping and selling
* The results of a year long spending freeze
* Creating goals for yourself that you will keep
* Starting your own year long spending freeze
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* ThredUp – Your first $20 is free
* Poshmark
* Mercari
* eBay
* Bravely Go on Instagram
* Creating Money: Attracting Abundance By Sanaya Roman
* MistyLynch.com
* LinkedIn: @MistyLynch
* Facebook: @mistylynchcfp
* Instagram: @mistylynchcfp
* Twitter: @mistylynchcfp
]]>
David and John have over 30 years of combined experience in finance and are more commonly known as the Debt Free Guys.
They specialize in and are the only gay couple talking about money and the queer community. They blog over at DebtFreeGuys.com and can be heard weekly on the Queer Money Podcast.
Timeline:
* 00:56 – Intro
* 01:21 – David & John’s Financial Freedom Journey
* 06:42 – “The Gay Cliché”
* 08:41 – Momentary Happiness vs. Long-term Happiness
* 18:32 – Making a Financial Shift
* 32:32 – Financial Advice for the LGBTQ Community
* 39:21 – LGBTQ Financial Discrimination
* 46:24 – Contacting David and John
Resources & Links:
* 7 Legitimate Ways To Make Money From Home
* Financial Freedom Community
* 4: The Four Principles of a Debt Free Life by David Auten and John Schneider
* DebtFreeGuys.com
* Queer Money Podcast
* Facebook: DebtFreeGuys
* Twitter: DebtFreeGuys
* Pinterest: debtfreeg
]]>
Timeline:
* 00:23 – Lauren’s Bio
* 02:18 – Lauren’s Shopping Addiction
* 03:56 – Paying off $8,000 of debt in 90 Days
* 11:06 – Creating Vision Boards
* 12:35 – Debt Consolidation
* 17:26 – Purchasing Your First Home
Resources & Links:
* SMART Goals
* The Debt Master Plan
* Upstart
* PayOff
* Sofi
* The Millennial Homeowner: A Guide to Successfully Navigating Your First Home Purchase
* Free Home Buying Checklist
* FinancialBestLife.com
* Facebook: Financial Best Life
* Twitter: @finbestlife
* Pinterest: FinBestLife
]]>
Timeline:
* 00:23 – Steve Stewart’s Bio* 01:21 – Steve’s Financial Freedom Journey* 07:12 – Ditching Your Credit Cards* 20:45 – How did you stay motivated during your Financial Freedom Journey?* 21:43 – How have you involved your daughter in your Journey?* 25:38 – What advice do you have for those just starting their Journey?
Resources & Links:
* No Debt, No Credit, No Problems Podcast* MoneyPlan SOS Podcast* Financial Wellness Show* YNAB – You Need a Budget* Woman’s Bank Account Wiped Out Due to Target Breach* Mint* SteveStewart.me* Twitter: @SteveStewartMe* Facebook: Steve Stewart* LinkedIn: Steve Stewart
]]>
Bobbi was raised poor and believed her situation was hopeless.
“I can’t afford it” was Bobbi’s motto, and she immediately excused any offered solutions as overwhelming or unattainable.
Bobbie learned that changing the way she thinks about money and disciplining herself to manage it, was the only way to gain control of her finances.
And today Bobbi is debt free.
Timeline:
* 00:42 – Intro* 01:09 – Bobbi’s Financial Freedom Journey* 03:28 – The Debt Snowball Method* 05:16 – Why Did Data Change Your Outlook?* 07:18 – Slowing Down Your Financial Freedom Journey to Achieve Success* 10:43 – The First Step to Get Out Of Debt* 16:42 – Spending Plan vs. A Budget* 21:01 – The Zero Sum Budget* 23:10 – Debt Payoff Methods* 29:35 – Achieving Financial Freedom When You Continue to Fail* 32:01 – Tips to Ditching Debt* 34:42 – Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?* 36:54 – Rapid Fire: What is the best financial advice you have ever received?* 37:53 – Rapid Fire: Share an internet resource, such as Raise or Rakuten with the Financial Freedom Community?* 39:21 – Rapid Fire: What is one book you recommend?* 40:33 – Contacting Bobbi
Resources & Links:
* Financial Freedom Community* Financial Freedom Community Facebook Group* 60 Minute Money Workout – Ellie Kay* Dave Ramsey* YNAB* LiftRocket* You Need a Budget Book – Jesse Mecham* Centsable Chat
]]>
Doc G is a physician who discovered financial independence and semi-retired from medicine to write and podcast.
You can catch Doc G every Monday and Thursday on the Earn & Invest Podcast.
Timeline:
* 00:42 – Intro* 01:01 – Doc G’s Financial Freedom Journey* 06:00 – Thinking About Your Past Experiences* 09:41 – The White Coat Investor* 12:11 – Your Career as Your Identity* 13:52 – Turning Your Hobby and Passion Into Your Job* 26:08 – Rental Properties as Income* 32:51 – You Don’t Make Your Wealth By Investing* 37:30 – What Doc Go Would Do Differently?* 38:39 – Accidental Financial Independence* 39:35 – Doc G’s Hesitation with Retiring Early* 42:53 – Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?* 43:08 – Rapid Fire: What is the best financial advice you have ever received?* 44:04 – Rapid Fire: Share an internet resource, such as Raise or Rakuten with the Financial Freedom Community?* 44:37 – Rapid Fire: What is one book you recommend?
Resources & Links:
* Financial Freedom Community* Financial Freedom Community Facebook Group* White Coat Investor Book* White Coat Investor Website* FireCalc* The Simple Path to Wealth: Your road map to financial independence and a rich, free life – JL Collins* Financial Freedom: A Proven Path to All the Money You Will Ever Need – Grant Sabatier* Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required – Kristy Shen* Earn and Invest Podcast
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He’s an award winning journalist and is the author of three books including “Getting Started In Finding a Financial Advisor”, “The Right Way to Hire Financial Help” and “Chuck Jaffe’s Lifetime Guide to Mutual Funds”.
Chuck can also be heard as the host of the Money Life Podcast.
But today we are here to talk about his very cool twist on Trick-Or-Treating.
Timeline:
* 00:58 – Intro
* 01:37 – Chuck’s Trade or Treat Tradition
* 15:00 – Lasting Memories of Trade or Treat
* 16:39 – Alternative Version of Trade or Treat
* 18:11 – Reasons to Host a Trade or Treat
* 21:37 – Trade or Treat’s Cost
* 24:27 – Money Lessons of Trade or Treat
* 31:24 – Do You Ever Get Pushback From Parents?
* 41:08 – Contacting Chuck
* 43:44 – Gifting Stock Shares
* 59:07 – Taking Children to Shareholder’s Meetings
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* National Financial Educators Council Cash for Candy
* Zany Brainy
* Fidelity – Fractional Shares
* Schwab Stock Slices™
* Money Life with Chuck Jaffe
* Facebook: MoneyLifeShow
* Twitter: MoneyLifeShow
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Harrine has appeared on ABC, Fox, and CBS and been featured in several major publications, including Forbes, The Wall Street Journal, US News and World Report, Time, and many more.
She is the creator of the best-selling book, How to Get Out of Debt: Get an “A” Credit Rating for Free, which offers her simple financial strategies to change or improve anyone’s financial life.
Harrine is also the founder, CEO, and Owner of H.E. Freeman Enterprises, a company that focuses on improving the financial lives of their clients and delivering them peace of mind.
Timeline:
* 00:42 – Intro
* 02:00 – Financial Obstacles Within the Black Community
* 13:03 – Is America Heading in the Right Direction?
* 16:08 – Why the Black Community Owns Fewer Homes?
* 19:41 – Does Applying Online Change Things?
* 22:13 – Wealth Disparity Between Black Community and White Community
* 24:11 – Job Availability & Pay Disparity
* 26:50 – International vs. Domestic Racism
* 28:17 – Regional Racism
* 32:05 – The Black Lives Matter Movement
* 35:50 – How Can American’s Change Systemic Racism?
* 39:11 – Harrine’s Optimistic Message
* 40:37 – Contacting Harrine
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* The Economic State of Black America in 2020 – United States Congress Joint Economic Committee
* Flint Water Crisis – Wikipedia
* How to Get Out of Debt: Get an “A” Credit Rating for Free
* H.E. Freeman Enterprises
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Naseema was making six figures for years as a Labor and Delivery Nurse but still found herself struggling with money.
Finally realizing she couldn’t out-earn her financial ignorance, she knew she had to make some changes.
By shifting her mindset around money, being consistent and intentional, she paid off $1 million in debt and grew a six figure net worth in three years.
Today Naseema is the founder of Financially Intentional, where she discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck.
Timeline:
* 00:43 – Intro
* 01:30 – Naseema’s Journey
* 06:12 – Having a Purpose
* 09:57 – You Can’t Out Earn Financial Ignorance
* 11:52 – Taking Control of Your Money
* 14:18 – “A House You Can Afford”
* 19:41 – Owing the IRS
* 23:29 – What Naseema Would Do Differently?
* 27:07 – The Money Mindset Shift
* 36:48 – Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
* 38:09 – Rapid Fire: What is the best financial advice you have ever received?
* 38:23 – Rapid Fire: Share an internet resource with the Community?
* 38:53 – Rapid Fire: What is one book you recommend everyone read and why?
* 39:18 – Naseema’s Final Advice
* 40:01 – Contacting Naseema
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* FFC 063 – Student Loan Forgiveness & Refinancing with Travis Hornsby (StudentLoanPlanner.com)
* Journey to Launch Podcast
* ChooseFI Podcast
* Clever Girl Finance Podcast
* JL Collins Stock Series
* The Simple Path to Wealth: Your road map to financial independence and a rich, free life – JL Collins
* The Millionaire Next Door: The Surprising Secrets of America’s Wealthy – Thomas J. Stanley
* Financially Intentional
* Instagram: https://financialfreedomcommunity.com/?p=2442
Melinda is a Certified Financial Planner, Chartered Retirement Planning Counselor, and the founder of Davis Wealth Advisors.
Before starting Davis Wealth Advisors, Melinda found herself working with a financial advisor that didn’t have her best interest in mind.
As a result Melinda is passionate about providing transparency, education and clarity along with building deep relationships with her clients.
Timeline:
* 00:43 – Intro
* 01:22 – Melinda’s Journey
* 07:33 – What is a Financial Planner?
* 14:50 – Financial Planner vs. Certified Financial Planner (CFP)
* 18:13 – Fiduciary vs. Suitability
* 27:58 – Flat Fee vs. Percentage Fee Financial Planner
* 33:16 – When should you go to a Financial Planner?
* 40:25 – The Financial Planning Experience
* 48:29 – The Wealth Management Experience
* 56:01 – Financial Planner Cost
* 01:01:05 – Melinda’s Final Takeaways
* 01:05:23 – Contacting Melinda
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* LetsMakeAPlan.org
* National Association of Personal Financial Advisors
* Money Quotient
* Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence – Vicki Robin
* Davis Wealth Advisors
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Caroline is a penny pinching master. Her family spent 4 years living off $17,000 per year. She is a self-described frugalista, hippie, and mom.
Caroline inspires others to live fully and budget fiercely at CarolineVencil.com.
Timeline:
* 00:43 – Intro
* 01:28 – Caroline’s Financial Freedom Journey
* 05:10 – Living on $17,000
* 16:40 – Raising Kids on a Budget
* 22:39 – Budgeting Friends
* 26:08 – Couponing without Clipping
* 35:31 – Caroline’s Budget
* 43:32 – Scalling Back Your Expenses
* 45:47 – Determining Value vs. Cost
* 50:39 – Caroline’s Favorite Book
* 51:49 – Caroline’s Favorite Resource
* 55:19 – Getting in touch with Caroline
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Zaycon Fresh
* Salvation Army
* Goodwill
* Ibotta
* Aldi
* Outback Steakhouse Bloomin’ Monday
* CouponMom
* RetailMeNot
* Walmart Savings Catcher
* Apple
* Best Buy
* EveryDollar
* CarolineVencil.com
* Instagram: CarolineVencil
* Pinterest: carolinevencilblog
* Facebook: carolinevencilblog
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Kelsa is the Founder and Financial Coach behind Fiscal Fitness Phoenix.
What began as a side hustle for Kelsa over a decade ago has grown into a business that helps hundreds of clients every year gain clarity, purpose and peace of mind with their money.
Four years ago, she decided financial coaches are the key to solving the stress people feel with money so she launched the Financial Coach Academy – a robust training program that teaches future financial coaches how to get great results with their clients.
Timeline:
* 00:43 – Intro
* 01:29 – Kelsa’s Journey
* 06:19 – What is financial coaching?
* 07:41 – Your Emotions and Achieving Financial Freedom
* 09:26 – Financial Coaching as a Couple
* 11:03 – The Reality of Financial Coaching
* 14:11 – Knowing You are Ready for Financial Coaching
* 18:35 – Types of Financial Coaches
* 20:49 – What to Expect from Financial Coaching
* 46:27 – Cost of a Financial Coach/Finding a Financial Coach
* 58:09 – Contacting Kelsa
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Stages of Development
* United Way Financial Coaching
* Fiscal Fitness Phoenix
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Andrew was your typical American stuck working from a cubicle every day. But he wanted more and decided to give it all up for an opportunity to be happier.
Andrew inspires others to change their life at the blog, Shift Upwards.
Timeline:
* 00:55 – Intro
* 01:20 – Andrew’s Financial Freedom Journey
* 07:15 – How Andrew Quit His Job
* 09:16 – Preparing to Quit
* 14:21 – Life Since Andrew Quit His Job
* 21:03 – The Importance of Journaling
* 25:55 – Self-Discovery
* 30:45 – Getting Through Tough Times In Life
* 33:33 – Andrew’s Recommended Books and Blogs
* 36:00 – Contacting Andrew
Resources & Links:
* Financial Freedom Community
* The Simple Dollar
* Mint
* I Will Teach You To Be Rich – Ramit Sethi
* Mr. Money Mustache
* Paula Pant
* Steve Jobs Commencement Address
* So Good They Can’t Ignore You: Why Skills Trump Passion in the Quest for Work You Love – Cal Newport
* Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence – Vicki Robin
* Shift Upwards
* Facebook: ShiftUpwards
* Twitter: ShiftUpwards
* Instagram: shiftupwards
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Dennis is CERTIFIED FINANCIAL PLANNER™ designation (CFP®) and a Chartered Life Underwriter (CLU®) and founder of Telos Financial, a holistic financial planning firm.
Dennis has worked in the financial planning industry since 2008 and is passionate about helping others achieve their goals.
He lives in Michigan with his wife and two kids
Timeline:
* 00:45 – Intro
* 01:35 – Dennis’ Journey to Becoming a Certified Financial Professional
* 03:55 – What is Life Insurance?
* 04:49 – Types of Life Insurance
* 08:10 – How Much Coverage Do You Need?
* 12:14 – The Convertible Feature
* 15:35 – Life Insurance Health Ratings
* 16:58 – Who Needs Life Insurance?
* 22:33 – Does Everyone Need Life Insurance?
* 23:19 – The Life Insurance Physical
* 24:56 – Choosing a Term
* 27:19 – Getting the Best Rates
* 33:22 – Deciding Which Company
* 34:30 – Should Spouses Get Identical Plans?
* 35:44 – Features/Riders to Look Out For
* 36:45 – Finding Someone to Help You Buy Life Insurance
* 39:54 – Contacting Dennis
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Wade Pfau: Pandemic Tears Up 4% Rule
* Find Your CFP® Professional
* Telos Financial
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Brian last appeared on episode 20 where he shared how he and his family paid off over $100,000 in debt.
Since changing his financial life he has taught his three kids how to handle money and avoid the mistakes he made.
Today Brian has turned into a champion for financial literacy and has created the “How To Rock Your Money” workbook, in hopes of helping teenagers navigate their own financial future.
Timeline:
* 00:45 – Intro
* 03:16 – When Should We Be Talking to Our Kids?
* 03:54 – Should Kids Be Included In Your Financial Discussions?
* 08:43 – Kids and Jobs
* 09:34 – Giving Children Allowances
* 11:30 – Teaching Your Children about Finances
* 14:22 – Explaining to Your Kids about Your Financial Mistakes
* 15:30 – The Parent’s Role in Children’s Spending
* 18:44 – Talking about Paying for College
* 22:30 – Discussing Retirement with Teenagers
* 23:45 – Teaching Entrepreneurship
* 26:25 – The Importance of Giving Back
* 27:04 – The Most Important Thing to Discuss with Your Children
* 28:01 – The “How To Rock Your Money” workbook
* 29:11 – Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
* 29:43 – Rapid Fire: What is the best financial advice you have ever received?
* 30:23 – Rapid Fire: What is an internet resource such as Raise or Rakuten that you recommend?
* 32:00 – Rapid Fire: What is one book you recommend everyone read and why?
* 32:59 – Contacting Brian
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Google Sheets
* I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works – Ramit Sethi
* “How To Rock Your Money” workbook
* BrianBrandow.com
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Adam is an internationally recognized speaker and author. He is a two-time TED talk speaker, with one of his talks surpassing 5 million views, creator of the documentary film, Broke Busted & Disgusted and the founder of The Shred Method.
Adam is also the host of The Build A Bigger Life Podcast and a retreat leader within his community of life architects.
Adam lives through the principle “build a bigger life, not a bigger lifestyle” and is doing this through helping others identify their 10 year freedom plan.
Timeline:
* 00:45 – About Adam
* 01:29 – Adam’s Journey
* 04:02 – You Create Your Own Reality
* 12:55 – The Student Loan Crisis
* 15:52 – Avoiding Student Loans
* 21:36 – The Future of Student Loans
* 24:59 – The Shred Method to Paying Off Debt
* 34:48 – Build a Bigger Life, Not a Bigger Lifestyle
* 44:27 – The 10 Year Freedom Plan
* 46:37 – Contacting Adam
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Deepak Chopra
* The Secret – Law of Attraction
* A Happy Pocket Full of Money, Expanded Study Edition: Infinite Wealth and Abundance in the Here and Now – David Cameron Gikandi and Bob Doyle
* Broke Busted & Disgusted
* The changing economic realities of college – TEDxUWMilwaukee
* When money isn’t real: the $10,000 experiment – TEDxLondonBusinessSchool
* Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! – Robert T. Kiyosaki
* Rich Dad’s CASHFLOW Quadrant: Rich Dad’s Guide to Financial Freedom – Robert T. Kiyosaki
* Debt-Free & Prosperous Living – John M. Cummuta
* The Shred Method
* https://financialfreedomcommunity.com/?p=2304
After struggling with their own financial habits, Scott and his wife Carrie, changed their financial life and paid off their debt in 2009.
Since becoming debt free Scott and his wife have started a coaching business, Inspired Stewardship, to help others who are struggling to live out their own calling in life.
Scott is a certified Human Behavior Consultant, a member of the John Maxwell Team and is the host of the Inspired Stewardship Podcast.
Timeline:
* 01:02 – Intro
* 01:56 – Scott’s Journey to Becoming a Financial Coach
* 04:52 – What is Financial Coaching?
* 06:30 – Consultant vs. Coach
* 14:02 – The Initial Financial Coaching Call
* 16:27 – What to Expect from Financial Coaching
* 23:26 – What is a Financial Advisor/Financial Planner?
* 26:03 – Financial Advisor Fee Structures
* 29:30 – Financial Advisor vs. Financial Coach
* 31:10 – Pay Off Debt or Invest
* 33:42 – When to Call a Financial Coach?
* 35:24 – Contacting Scott
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Inspired Stewardship
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After struggling with their own financial habits, Scott and his wife Carrie, changed their financial life and paid off their debt in 2009.
Since becoming debt free Scott and his wife have started a coaching business, Inspired Stewardship, to help others who are struggling to live out their own calling in life.
Scott is a certified Human Behavior Consultant, a member of the John Maxwell Team and is the host of the Inspired Stewardship Podcast.
Timeline:
* 00:45 – Intro
* 01:39 – Scott’s Journey to Becoming a Financial Coach
* 04:27 – Finding Your Calling
* 13:25 – Time, Talent, & Treasure
* 21:13 – 1% Improvement
* 23:32 – Progress vs. Perfection
* 26:10 – Contacting Scott
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* The Secret
* The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8AM) – Hal Elrod
* Inspired Stewardship
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Steven is a financial coach and the man behind the Even Steven Money Blog.
After some early financial stumbling blocks, Steven paid off over $100,000 in personal debt in just 5 years.
Now, Steven is sharing what he learned with others to help them get out of debt and avoid the same early pitfalls.
Timeline:
* 00:45 – Intro
* 01:14 – Steven’s Financial Freedom Journey
* 03:28 – Mercedes-Benz to Bike
* 09:07 – Evaluating Your Expenses/Negotiating Your Expenses
* 16:54 – The aha Moment
* 22:49 – Staying Motivated
* 26:50 – Aligning Your Finances with Your Values and Goals
* 30:14 – Finances and Your Fitness
* 34:51 – Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
* 36:17 – Rapid Fire: What is the best financial advice you have ever received?
* 37:48 – Rapid Fire: Rapid Fire: What is an internet resource such as Raise, CardCash or Rakuten that you recommend?
* 39:19 – Rapid Fire:What is one book you recommend everyone read and why?
* 40:18 – Contacting Steven
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Ramit Sethi – I Will Teach You To Be Rich
* Republic Wireless
* The Dave Ramsey Show
* The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8AM) – Hal Elrod
* Personal Capital
* Emma – Money Management
* The Richest Man in Babylon – George S. Clason
* I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works – Ramit Sethi
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Jenn is the founder of Work Wonders Careers and is the co-host of the Making Life Work Podcast.
Before founding Work Wonders Careers Jenn worked in HR and hiring at MIT, Harvard University, and Massachusetts General Hospital.
As the founder and Career Strategist of Work Wonders Careers, Jenn is helping individuals get clear on their goals, confident in their value and convey it in a compelling way throughout their career journey.
Timeline:
* 00:44 – Intro
* 01:43 – Finding Clarity and Confidence
* 07:48 – Transferable Skills
* 10:16 – Starting Your Job Search
* 14:55 – Gaps in Your Resume
* 18:13 – Biggest Mistakes When Job Searching
* 25:08 – The Purpose of the Resume
* 26:50 – Acing the Interview
* 29:03 – Making Sure the Job & Company are a Good Fit
* 33:08 – Negotiating Salaries
* 36:14 – Promotions Without Pay Raises
* 38:48 – Developing a “Network”
* 43:39 – Rapid Fire: What is the best financial advice you have ever received?
* 30:57 – Rapid Fire: Rapid Fire: What is an internet resource such as Raise, CardCash or Rakuten that you recommend?
* 45:44 – Rapid Fire:What is one book you recommend everyone read and why?
* 46:37 – Contacting Jenn
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* YNAB
* Perfect Phrases Book Series
* Perfect Phrases for Building Strong Teams
* Perfect Phrases for Conflict Resolution
* Perfect Phrases for Managers and Supervisors
* Work Wonders Careers
* Instagram: @workwonderscareers
* https://financialfreedomcommunity.com/?p=2195
Todd went from net worth $0 to self-made millionaire in 12 years and “retired” early at the age of 35.
Todd previously served as a hedge fund manager of a $20 million+ portfolio and continues to actively invest in publicly traded markets today.
You can find Todd sharing his experience at Financial Mentor and on the Financial Mentor Podcast.
Timeline:
* 00:44 – Intro
* 01:12 – Todd’s Story
* 02:43 – Money is Not Freedom
* 04:47 – Achieving Financial Freedom with Balance
* 07:56 – Net Worth $0 to Early Retirement
* 09:23 – Value over Cheap
* 19:28 – When Should You Plan for Retirement?
* 22:38 – Deciding Your Goal Retirement Dollar Amount
* 25:53 – “It’s not about doing it perfectly, it’s about getting started”
* 26:35 – Financial Intelligence
* 28:30 – Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
* 30:57 – Rapid Fire: What is an internet resource you recommend?
* 31:43 – Rapid Fire:What is one book you recommend everyone read and why?
* 35:26 – Contacting Todd
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* How Much Money Do I Need to Retire? – Todd Tresidder
* Abnormal Returns
* The War of Art: Break Through the Blocks and Win Your Inner Creative Battles – Steven Pressfield
* Essentialism: The Disciplined Pursuit of Less – Greg McKeown
* The Mind Of The Strategist: The Art of Japanese Business – Kenichi Ohmae
* Leadership and Self-Deception: Getting Out of the Box – The Arbinger Institute
* Financial Mentor Podcast
* Financial Mentor
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Travis is the founder of Student Loan Planner, where he dedicates his time to helping individuals find ways to save money on their student loans.
Timeline:
* 00:44 – Intro
* 01:55 – Travis’ Story
* 04:20 – Different Strategic Approaches to Student Loans
* 09:41 – Loan Forgiveness
* 20:07 – Private Refinancing
* 27:54 – Paying Off verse Holding Onto Student Loans
* 32:52 – “The Carnage that’s Happening in Grad Schools”
* 37:16 – Securing a Low Refinance Interest Rate
* 38:52 – Refinancing Walkthrough
* 46:45 – Contacting Travis
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Public Service Loan Forgiveness
* Income-Driven Repayment Plans
* Teacher Loan Forgiveness
* Student Loan Planner Refinance Quiz
* Student Loan Planner
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But before doing all of that Melissa hit financial rock bottom in 2009 and slogged her way to successfully paying off over $43,000 in debt in just 4 years.
Timeline:
* 00:44 – Intro
* 01:17 – Melissa’s Financial Freedom Journey
* 07:01 – The Afford It Fallacy
* 11:31 – How much to save in an emergency fund
* 14:15 – Personalizing your Financial Freedom Journey
* 18:17 – Comparing Yourself to Others
* 20:05 – When your spouse isn’t ready for Financial Freedom
* 27:56 – Debt Free is Life Changing
* 29:21 – Leaving Your Comfort Zone
* 35:49 – Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
* 39:26 – Rapid Fire: What is the best financial advice you have ever received?
* 40:00 – Rapid Fire: What is an internet resource such as Raise, CardCash or Rakuten that you recommend?
* 42:17 – Rapid Fire: What is one book you recommend everyone read and why?
* 44:48 – Contacting Melissa
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Dave Ramsey
* 100 Days of Rejection
* Rakuten
* Leap: Leaving a Job with No Plan B to Find the Career and Life You Really Want – Tess Vigeland
* MelissaTheCoach.com
* Building My Yellow Brick Road: Life Lessons from Pursuing a Dream – Melissa Thomas
* Facebook: MelissaTheCoach
* Instagram: MelissaTheCoach
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Today Tela trades full-time while sharing her knowledge at TelaHolcomb.com
Timeline:
* 00:44 – Intro
* 01:12 – Tela’s Financial Freedom Journey
* 05:25 – Should you pay off your mortgage?
* 06:07 – Different Investment Styles
* 08:13 – Deciding what stocks to buy
* 15:30 – Deciding when to sell
* 18:03 – Protecting yourself from loss
* 22:59 – The one thing Tela wishes she knew from the start
* 24:43 – When should you start investing?
* 26:07 – How do you start investing?
* 27:29 – Tools and Resources to Use
* 30:30 – Dealing with a Company’s Bad News
* 32:25 – Creating a List of Stocks to Trade
* 34:16 – How much do you need to start investing?
* 35:39 – Rapid Fire: Who is your financial hero?
* 36:59 – Rapid Fire: What is one financial book everyone should read?
* 37:55 – Rapid Fire: What is your biggest financial failure?
* 38:54 – Investing as a Couple
* 43:36 – Contacting Tela
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* TD Ameritrade’s thinkorswim
* Investopedia Stock Simulator
* TelaHolcomb.com – THL 025: What is a Trading Plan (and why you need one)
* TD Ameritrade
* Ally Invest
* Yahoo Finance
* StockCharts.com
* TelaHolcomb.com – How to “Read” Candlesticks
* Stockpile
* The Complete TurtleTrader: How 23 Novice Investors Became Overnight Millionaires by Michael W Covel
* TelaHolcomb.com
* Facebook: TelaHolcomb
* Twitter: TelaHolbomb
* Instagram: TelaHolcomb
* YouTube: Tela Holcomb
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After paying off her debt Ericka went to Nashville to train with Dave Ramsey and his team to become a financial coach to assist others in getting out of debt.
Ericka is the author of the book Naked and Unashamed – 10 Money Conversations Every Couple Must Have.
Timeline:
* 00:44 – Intro
* 01:18 – Ericka’s Financial Freedom Journey
* 04:57 – Why we are in debt…
* 07:42 – Goal Setting
* 12:29 – Social Media’s Impact
* 14:28 – Finding Money in Your Budget/Managing Spending
* 23:43 – Goal Setting Continued
* 28:02 – Hidden Expenses of Buying a House
* 29:17 – Planning Out the Monthly Spending
* 33:32 – Couple’s Money Conversation
* 39:06 – Rapid Fire: Share an internet resource like Mint with the Financial Freedom Community
* 41:01 – Rapid Fire: What is your favorite financial blog?
* 42:02 – Rapid Fire: What is one financial book that everyone should read?
* 44:26 – Contacting Ericka
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Naked and Unashamed – 10 Money Conversations Every Couple Must Have
* Mint
* Quicken
* RetailMeNot
* Dave Ramsey
* Darren Daily
* Money Saving Mom
* The Millionaire Next Door
* Tailor-Made Budgets
* Have Your Cake and Eat it Too
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Jenny and Jimmy together have paid off $120,000 of debt in less than 24 months.
Timeline:
* 00:44 – Intro
* 01:13 – Jenny & Jimmy’s Financial Freedom Journey
* 10:51 – Cruise Money Saving Hack
* 12:56 – Financial Changes After Having Kids/Newborn Budget Hacks
* 15:38 – Lowering Your Expenses/Intentional Spending
* 25:41 – Financial Advice for Expecting Parents
* 27:04 – Jenny & Jimmy’s Infertility Journey
* 30:56 – Rapid Fire: Share an internet resource like Mint with the Financial Freedom Community?
* 31:19 – Rapid Fire: Who is your financial hero?
* 32:34 – Rapid Fire: What is one financial book that everyone should read?
* 33:16 – The Budget Meeting
* 34:29 – Contacting Jenny & Jimmy
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* LivingLifeLovingUs: Our IVF Journey: The “Quick” Version
* Personal Capital
* The Simple Path to Wealth: Your road map to financial independence and a rich, free life – J L Collins
* A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing – Burton G. Malkiel
* Man’s Search for Meaning – Viktor E. Frankl
* LivingLifeLovingUs
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They have also increased their net worth by $800,000.
Andy is the man behind the Marriage, Kids and Money blog and podcast.
Timeline:
* 00:44 – Intro
* 01:08 – Andy’s Financial Freedom Journey
* 08:22 – The Budget Party
* 10:31 – Children and Financial Freedom
* 17:20 – Paying Off vs. Keeping Your Mortgage
* 21:48 – Growing My Net Worth By $800,000
* 23:26 – Being a Parent’s Impact on Financial Freedom
* 26:04 – 529 Education Plan
* 28:58 – Starting a Family
* 30:15 – Salad Bar Financial Concept
* 36:30 – Rapid Fire: Share an internet resource like Mint
* 37:37 – Rapid Fire: What is your favorite financial blog, other than your own?
* 38:25 – Rapid Fire: What is one financial book that everyone should read?
* 39:45 – Rapid Fire: What is your favorite financial hack?
* 40:56 – Contacting Andy
Resources & Links:
* Financial Freedom Community
* Financial Freedom Community Facebook Group
* Financial Peace University
* The Dave Ramsey Show
* Tiller
* AffordAnything.com
* FFC Episode: Simplifying Your Finances with Paula Pant
* Total Money Makeover – Dave Ramsey
* The Slight Edge: Turning Simple Disciplines into Massive Success and Happiness – Jeff Olson
* Marriage, Kids and Money Podcast
* Marriage, Kids and Money Blog
]]>
Andrew inspires others to change their life at the blog, Shift Upwards.
Timeline:
* 00:55 – Intro
* 01:20 – Andrew’s Financial Freedom Journey
* 07:15 – How Andrew Quit His Job
* 09:16 – Preparing to Quit
* 14:21 – Life Since Andrew Quit His Job
* 21:03 – The Importance of Journaling
* 25:55 – Self-Discovery
* 30:45 – Getting Through Tough Times In Life
* 33:33 – Andrew’s Recommended Books and Blogs
* 36:00 – Contacting Andrew
Resources & Links:
* Financial Freedom Community
* The Simple Dollar
* Mint
* I Will Teach You To Be Rich – Ramit Sethi
* Mr. Money Mustache
* Paula Pant
* Steve Jobs Commencement Address
* So Good They Can’t Ignore You: Why Skills Trump Passion in the Quest for Work You Love – Cal Newport
* Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence – Vicki Robin
* Shift Upwards
* Facebook: ShiftUpwards
* Twitter: ShiftUpwards
* Instagram: shiftupwards
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Timeline:
* 01:03 – Intro
* 01:35 – Miranda’s Financial Freedom Journey
* 06:30 – How you can start investing?
* 22:45 – What should you invest in?
* 27:10 – Deciding When to Sell
* 34:50 – Miranda’s Results
* 35:52 – When should you invest?
* 40:22 – What Miranda Wish She Knew When She Started
* 41:00 – Contacting Miranda
Resources & Links:
* 7 Legitimate Ways To Make Money From Home
* Financial Freedom Community
* Betterment
* WealthFront
* Robinhood
* Acorns (Free $5)
* WiseBanyan
* Vanguard
* Fidelity
* Facebook: plantingmoneyseeds
* Twitter: MMarquit
]]>
Dustin is also the man behind the Master Passive Income blog and podcast where he shares his story and helps others create an income stream from real estate.
Timeline:
* 01:09 – Intro
* 01:35 – How Dustin Started?
* 10:28 – Finding a Property to Rent
* 13:12 – Creating a Rental Property Business
* 19:44 – Finding a Property Manager
* 29:04 – Managing Unexpected Expenses
* 32:06 – Running a Real Estate Business
* 41:00 – Vacation Rentals
* 47:46 – What do you wish you knew when you started and a pitfall you had?
* 51:53 – Dustin’s Life Since Starting Rental Properties
* 55:05 – Getting Started Today
Resources & Links:
* 7 Legitimate Ways To Make Money From Home
* Financial Freedom Community
* Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
* Zillow
* How To Find and Evaluate Zillow Rentals and the Investment Property Calculator – Master Passive Income
* 22 Best and Vital Questions to Ask Property Managers – Master Passive Income
* Yelp
* AirBNB
* VRBO
* FHA Loans
* Facebook: MasterPassiveInc
* Twitter: MPIDustinHeiner
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* 01:43 – Is there a such thing as Financial Freedom for “poor people”?
* 05:09 – We have been approved for a $500,000 to buy a house, but we aren’t sure if we can afford that large of a mortgage payment. What would you do?
* 08:22 – How do I date on a budget?
Resources & Links:
* 7 Legitimate Ways To Make Money From Home
* Email your questions to askjoel@hustletofinancialfreedom.com
* MoneySmarts 025: Living on $17,000 a Year with Caroline Vencil
* MoneySmarts 018: Living In “The Hood” to Payoff $120,000 of Debt (with Aja McClanahan of Principles of Increase)
* AskJoel 008: Find a Job & Ask for a Raise
* AskJoel 004: House Buying Edition
* National Register of Historic Places
* Find a Park – National Park Service
* StateParks.com
* Google Maps
* Join the free Financial Freedom Community
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They specialize in and are the only gay couple talking about money and the queer community. They blog over at DebtFreeGuys.com and can be heard weekly on the Queer Money Podcast.
Timeline:
* 00:56 – Intro
* 01:21 – David & John’s Financial Freedom Journey
* 06:42 – “The Gay Cliché”
* 08:41 – Momentary Happiness vs. Long-term Happiness
* 18:32 – Making a Financial Shift
* 32:32 – Financial Advice for the LGBTQ Community
* 39:21 – LGBTQ Financial Discrimination
* 46:24 – Contacting David and John
Resources & Links:
* 7 Legitimate Ways To Make Money From Home
* Financial Freedom Community
* 4: The Four Principles of a Debt Free Life by David Auten and John Schneider
* DebtFreeGuys.com
* Queer Money Podcast
* Facebook: DebtFreeGuys
* Twitter: DebtFreeGuys
* Pinterest: debtfreeg
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* 01:35 – What is the difference between a savings account, a checking account, and a money market account?
* 04:30 – I gave my friend my debit card to buy something at a basketball game. When they came back they told me how much was in my account, meaning they went to an ATM and looked. What should I do?
* 07:33 – What are the long-term effects of bankruptcy?
Resources & Links:
* 7 Legitimate Ways To Make Money From Home
* Email your questions to askjoel@hustletofinancialfreedom.com
* Join the free Financial Freedom Community
]]>
Shannon is a contributor to AOL, LifeHacker, Huffington Post, US News & World Reports, and many others. She also hosts the award winning Business and Investing Podcast – Martinis and Your Money – Living a Better Life One Cocktail At a Time.
Timeline:
* 01:09 – Intro
* 01:43 – Shannon’s Financial Freedom Journey
* 07:30 – What are you working for?
* 10:32 – Accountability Partners
* 14:50 – Money Tradeoffs
* 20:40 – Getting Financially Fit
* 33:49 – Preventing Lifestyle Inflation
* 41:13 – Getting in touch with Shannon
Resources & Links:
* 7 Legitimate Ways To Make Money From Home
* Financial Freedom Community
* Financially Blonde
* Financial Gym
* Martinis and Your Money Podcast
* Train Your Way to Financial Fitness – Shannon Mclay
* Facebook: thefinancialgym
* Instagram: thefinancialgym
* Pinterest: financially-blonde
* Twitter: blonde_finance
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Caroline inspires others to live fully and budget fiercely at CarolineVencil.com.
Timeline:
* 01:01 – Intro
* 01:46 – Caroline’s Financial Freedom Journey
* 05:28 – Living on $17,000
* 16:55 – Raising Kids on a Budget
* 22:57 – Budgeting Friends
* 26:26 – Couponing without Clipping
* 35:49 – Caroline’s Budget
* 43:50 – Scalling Back Your Expenses
* 46:05 – Determining Value vs. Cost
* 50:57 – Caroline’s Favorite Book
* 52:07 – Caroline’s Favorite Resource
* 55:37 – Getting in touch with Caroline
Resources & Links:
* Financial Freedom Community
* The Financial Freedom Journey E-Book
* Zaycon Fresh
* Salvation Army
* Goodwill
* Ibotta
* Aldi
* Outback Steakhouse Bloomin’ Monday
* CouponMom
* RetailMeNot
* Walmart Savings Catcher
* Apple
* Best Buy
* EveryDollar
* CarolineVencil.com
* Instagram: CarolineVencil
* Pinterest: carolinevencilblog
* Facebook: carolinevencilblog
* Twitter: carolinevencil
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* 01:28 – I have a MasterCard and a Visa card. How important is it, to get a Discover and an American Express card?
* 05:26 – The company I work for is showing signs they are struggling and might be going out of business. What can I do?
* 07:46 – Should I pay off my car loan or put the money towards my student loans?
Resources & Links:
* Creating an Emergency Fund
* AskJoel 008: Find a Job & Ask for a Raise
* Email your questions to askjoel@hustletofinancialfreedom.com
* Visit the free Financial Freedom Community
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* 01:14 – My fiancé and I are getting married in December and we are still short $7,000. We make $80,000 per year and our expenses are $1,500 per month including $600 for rent and $500 for a car payment. How can we get the money we need?
* 05:29 – My employer won’t pay overtime and requires us to clock out and work off the clock. Is this legal?
* 09:05 – I currently have $18,000 in savings with an interest rate of 1.5% and $7,000 in the stock market making an average of 5% each year. I also have $13,000 in student loans that have an interest rate of 5%. Should I pay off my debt now or keep the money in the stock market and pay off my loans over time?
Resources & Links:
* MoneySmarts 004: Creating a Zero-Sum Budget
* Wage and Hour Division – United States Department of Labor
* Email your questions to askjoel@hustletofinancialfreedom.com
* Financial Freedom Community
]]>
He has appeared in US News, CNN Money, Bankrate.com and is currently the host of The Chris Miles Money Show. Chris also runs Money Ripples where he helps people just like you increase their cash flow.
Timeline:
* 01:02 – Intro
* 01:27 – Chris’ Financial Freedom Journey
* 05:00 – How can you increase your cash flow?
* 10:50 – Providing Value First
* 15:23 – Tips to Increase Cash Flow
* 19:00 – Chris’ thoughts on 401Ks
* 27:54 – One Thing Chris Knew When He started
* 34:42 – Chris’ Thoughts on BitCoin
* 38:31 – Chris’ Biggest Financial Mistake
* 42:09 – Chris’ Recommended Books
* 45:11 – Getting in contact with Chris
Resources & Links:
* Financial Freedom Community
* The Financial Freedom Journey E-Book
* Mint
* Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki
* Rich Dad’s Who Took My Money?: Why Slow Investors Lose and Fast Money Wins! (Rich Dad’s (Paperback)) by Robert T. Kiyosaki
* Money Ripples
* The Chris Miles Money Show
* Twitter: @ChrisCMiles
* Facebook: moneyripples
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* 01:11 – I have the opportunity to take over a timeshare for free, would you?
* 04:22 – Everyone laughs at me when I say I want to save and buy a car with cash, what do you say?
* 07:40 – I just did my taxes and I cannot afford how much I owe, what are my options?
* 10:41 – State of the Stock Market
Resources & Links:
* Hotels.com
* AirBNB
* VRBO
* irs.gov/payments
* The W-4
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
]]>
On his blog and podcast Eric shares how you can earn more, spend thoughtfully, grow your wealth, and live a better life through mindful personal finance.
Timeline:
* 00:55 – Intro
* 02:00 – Eric’s Financial Freedom Journey
* 13:12 – The 80/20 Rule
* 18:18 – What is a side hustle?
* 24:04 – Finding Time to Side Hustle
* 37:23 – How to grow your side hustle to a full time job?
* 40:40 – Starting a Side Hustle
* 43:40 – Eric’s Biggest Financial Mistake
* 44:30 – Eric’s Favorite Book
* 44:42 – Eric’s Favorite Resource
* 45:11 – Getting in contact with Eric
Resources & Links:
* Financial Freedom Community
* The Financial Freedom Journey E-Book
* Eric’s Income Reports
* Podtuber
* Uber ($5 off first 4 rides)
* Lyft (Free $5 Lyft Credit)
* TaskRabbit
* KosherFish.co
* eBay
* Instacart
* Google Employee Lives in a Truck
* Join Boy Scouts
* Join Girl Scouts
* The Alchemist by Paulo Coelho
* Smart Passive Income / Pat Flynn
* Personal Profitability Podcast
* Oh No We Didn’t Podcast
* MoneySmarts 012: Paying off $30,000 in 10 Months with Whitney Hansen (WhitneyHansen.com)
* Personal Profitability Bootcamp
* Personal Profitability
* Twitter: @EricProfits
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* 01:00 – My credit report says I missed a payment and I didn’t, what can I do?
* 3:44 – I have extra money at the end of each month, should I put my money towards retirement or my student loans?
* 5:20 – Spending Your $1,000 Bonus
Resources & Links:
* TransUnion
* Equifax
* Experian
* AnnualCreditReport.com
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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Jen is also the author of the upcoming new book Her Money Matters: The Missing Truths From Traditional Money Advice.
Timeline:
* 00:45 – Intro
* 01:13 – Jen’s Financial Freedom Journey
* 07:55 – Planning for Variable Expenses
* 13:27 – Millionaire Mindset
* 17:08 – What are a few financial mistakes you have made?
* 20:03 – What are some things holding people back from achieving Financial Freedom?
* 23:38 – The Missing Truths From Traditional Money Advice
* 33:03 – What isn’t being talked about in money?
* 35:00 – Getting in contact with Jen
Resources & Links:
* Financial Freedom Community
* The Financial Freedom Journey E-Book
* Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker
* Her Money Matters: The Missing Truths From Traditional Money Advice by Jen Hemphill
* Facebook: moneywithjen
* Twitter: @jenhemphilll
* Youtube: jenhemphill
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* 01:15 – I have not filed my taxes in 5 years, what should I do?
* 04:30 – I had several delinquent accounts and late fees dissapear from my credit report, how can this be?
* 07:02 – How do I pick out an engagement ring?
* 15:42 – Verizon Wireless is Making a Change
Resources & Links:
* TransUnion
* Equifax
* Experian
* AnnualCreditReport.com
* GIA
* EGL
* AGS
* A Guide to Diamond Color: D-to-Z
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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Roger helps people wander the confusing path to retirement.
Timeline:
* 00:44 – Intro
* 01:14 – The Concept of Retirement Has Changed
* 04:12 – How do you set yourself up to be able to retire?
* 13:45 – How do you calculate how much you need for retirement?
* 15:05 – How do you know when you can retire?
* 16:21 – What do you need to do to successfully retire?
* 22:32 – Networking Tips
* 25:24 – How should you invest your retirement?
* 29:43 – Retirement Pitfalls
* 30:39 – Getting in contact with Roger
* 30:55 – Rock Retirement
Resources & Links:
* Financial Freedom Community
* The Financial Freedom Journey E-Book
* The Retirement Answer Man
* The Retirement Answer Man Show
* Facebook: retirementanswerman
* Twitter: @roger_whitney
* Youtube: retirementanswerman
* Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future by Roger Whitney
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* 00:23 – Intro
* 01:17 – Brian’s Financial Freedom Journey
* 10:06 – Was your family on-board for Financial Freedom?
* 11:56 – Giving up credit cards
* 12:55 – How did you stay motivated during your Journey?
* 15:17 – How have you talked to your children about Financial Freedom?
* 19:59 – Implementing a financial wellness plan at work
* 23:24 – Bringing financial literacy to K-12 students
* 28:13 – Technology to help manage and improve finances
* 30:33 – Getting in contact with Brian
Resources & Links:
* Dave Ramsey
* The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness By Dave Ramsey
* digit
* Dobot
* Rize
* Personal Capital
* Mint
* YNAB – You Need A Budget
* Debt Discipline
* Twitter: @DebtDiscipline
* Pinterest: Debt Discipline
* Youtube: DebtDiscipline
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* 00:57 – I was just laid off, what do I do now?
* 03:16 – I purchased something a week ago and it still hasn’t been charged to my account. It isn’t even pending. Did they miss something?
* 05:18 – I cannot get my expenses any lower and I cannot get a raise at work. I need ideas for alternative income sources, what do you recommend?
* 08:32 – Where can I check my credit report and credit score?
Resources & Links:
* eBay
* Uber
* Postmates
* InstaCart
* MoneySmarts 015: Side-Hustling with Jason Butler (TheButlerJournal.com)
* Credit Karma
* TransUnion
* Equifax
* Experian
* AnnualCreditReport.com
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:23 – Intro
* 00:41 – Jessica’s Financial Freedom Journey
* 03:33 – Waiting until marriage to worry about finances
* 15:09 – Putting your Financial Freedom Journey on hold
* 24:25 – Life without a credit score and credit cards
* 30:35 – Life after debt freedom
* 34:42 – How to prevent going back into debt?
* 37:38 – What is Every Single Dollar?
* 41:17 – Contacting Jessica
Resources & Links:
* FreeCreditReport.com Commercials
* AnnualCreditReport.com
* Read The Fine Print – Every Single Dollar
* Every Single Dollar
* Twitter: @JessGarbarino
* Facebook: Every Single Dollar
* Facebook: The Every Single Dollar Community
* Instagram: JessicaGarbarino
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* 00:50 – I want to start looking for a new job. How can I find a job without my current employer finding out?
* 05:57 – How much cash should I keep in my purse?
* 07:48 – What order should I pay off my debt and how soon should I pay it off?
* 10:23 – I got a credit card to try to boost my credit score. I read somewhere that when paying the bill I should only pay off 10% each month instead of in full for a better credit score, is this true?
* 12:53 – Win a $50 Visa Gift Card
Resources & Links:
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:57 – How do you travel inexpensively?
* 14:23 – Win a $50 Visa Gift Card
Resources & Links:
* Boy Scouts of America
* National Park Service – America’s National Parks
* Yosemite National Park
* Yellowstone National Park
* Mammoth Cave National Park
* Colorado River White Water Rafting
* New River, WV White Water Rafting
* USCampgrounds.info
* Kampgrounds of America (KOA)
* Campsites at Disney’s Fort Wilderness Resort
* Airbnb
* priceline.com
* hotwire
* BetterBidding
* Southwest Airlines
* JetBlue
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:23 – Intro
* 01:01 – Aja’s Financial Freedom Journey
* 07:27 – What was moving to “the hood” like?
* 10:25 – How did you stay motivated on your Financial Freedom Journey?
* 13:03 – Walk us through the thinking when deciding to move to “the hood”
* 18:05 – Financing the American Dream
* 22:16 – Relapsing
* 24:35 – Earning a Bachelor’s Degree While In High School
* 26:47 – Life after Debt Freedom
* 32:24 – Teaching Your Daughters About Financial Freedom
* 35:53 – Chicago Tips
* 38:31 – Learning more about Aja
* 40:00 – Win a $50 Visa Gift Card
Resources & Links:
* The Dave Ramsey Show Live
* The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness By Dave Ramsey
* 8 Ways to Pay for College without Loans
* How to Get a $100K College Education and Graduate Debt-Free
* Principles of Increase
* Twitter: @increaselaws
* Facebook: Principles of Increase
* Instagram: principlesofincrease
* Pinterest: increaselaws
* YouTube: Principles of Increase
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* 01:03 – I have a Discover card with over $1,000 on it and anticipate paying it off in the next year. I do not get enough rewards on Discover and want to get a new credit card. Which rewards card do you recommend?
* 03:07 – I have $1,100 in credit card debt and no emergency fund. Should I pay off my credit card first or build an emergency fund?
* 04:29 – My credit card limit was raised from $500 to $2,000. Why?
* 05:44 – I was just notified that American Express is closing my card due to inactivity. How will this impact me?
* 07:14 – Win a $50 Visa Gift Card
Resources & Links:
* MoneySmarts 004: Creating a Zero-Sum Budget
* Discover Card
* American Express Blue Cash
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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Timeline:
* 00:23 – Intro
* 01:45 – The Compounding Effect
* 04:09 – How much to contribute towards retirement?
* 06:29 – 401(k)/403(b)
* 07:24 – IRA
* 08:16 – Roth IRA
* 09:23 – Other Popular Retirement Plans
* 12:25 – Win a $50 Visa Gift Card
Resources & Links:
* MoneySmarts Episode 4 – Creating a Zero-Sum Budget
* MoneySmarts Episode 9 – Creating an Emergency Fund
* FREE RESOURCE – The Financial Freedom Journey: A Complete Guide to Financial Freedom E-Book
* IRA Rules – IRS
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* 00:42 – I have to move out of my dorm next week. Where should I go?
* 02:37 – My employer doesn’t offer a company match or even a 401k, how should I plan for retirement?
* 04:45 – I am in college and have $7,000 in credit card debt and $6,000 in loan debt. I make $900 per month and am constantly spending money on alcohol and other dumb stuff. How can I get out of this mess?
* 06:55 – I have around $140,000 of student loan debt and make $62,000 per year. What is the best way to tackle my debt?
* 08:58 – Win a $50 Visa Gift Card
Resources & Links:
* MoneySmarts 004: Creating a Zero-Sum Budget
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:22 – Zina Kumok’s Bio
* 00:57 – Zina’s Financial Freedom Journey
* 03:48 – How did you stay motivated during your Journey?
* 05:08 – What system did you use to pay off your debt?
* 06:43 – What is one thing you wish you knew when you were starting out paying off your debt?
* 07:38 – How did you travel to Europe, Spain, and Israel while paying off your debt?
* 16:05 – Overcoming Financial Fears
* 28:11 – Win a $50 Visa Gift Card
Resources & Links:
* Dave Ramsey
* Birthright Israel
* Airbnb
* The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness By Dave Ramsey
* The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money By Carl Richards
* Rockstar Finance
* Vanguard
* Debt Free After Three
* Twitter: @ZinaKumok
* Facebook: Debt Free After Three
* Instagram: DebtFreeAfterThree
* Pinterest: Zina Kumok
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* 00:52 – I am already approved for a loan through my bank, but the car dealership wants to restart the loan process?
* 03:14 – I am graduating from college soon with no debt. I am the first in my family to graduate and don’t know what to do next.
* 05:34 – I just found out my wife is pregnant. This was unexpected and I don’t know what to do. Help!
* 07:05 – I should be receiving a job offer letter tomorrow, when should I tell my employer I am leaving?
* 09:36 – Win a $50 Visa Gift Card
Resources & Links:
* AskJoel 008: Find a Job & Ask for a Raise
* MoneySmarts 004: Creating a Zero-Sum Budget
* MoneySmarts 009: Creating an Emergency Fund
* MoneySmarts 011: Preparing For Retirement with DJ Whiteside (MyMoneyDesign.com)
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:23 – Jason Butler’s Bio
* 02:52 – What was your aha moment?
* 08:04 – How did you stay motivated during that dark time of your life?
* 09:27 – What are your side-hustles?
* 11:40 – The T-Shirt Side Hustle
* 17:23 – Selling on eBay Side Hustle
* 22:14 – Freelance Writing Side Hustle
* 29:06 – Who is a side hustle for?
* 30:44 – Does a side hustle have to be boring?
* 33:41 – Pitfalls to watch out for when side hustling
* 37:01 – What to do if you don’t have time to side hustle?
* 40:15 – Win a $50 Visa Gift Card
Resources & Links:
* MoneySmarts Episode 14 – Get Something for Nothing
* eBay
* Teespring
* SunFrog
* FinCon
* fiverr
* Upwork
* The Butler Journal
* Twitter: @Butler_Journal
* Facebook: The Butler Journal
* LinkedIn: Jason Butler
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* 01:21 – I was hit by a driver without insurance and I can’t afford to buy a new car, what do I do now?
* 04:49 – How does debt consolidation affect your credit score?
* 07:22 – My little brother who is 17 needs a car, but cannot afford to buy one outright. He asked me to co-sign, what could go wrong?
* 09:03 – I need a root canal done and I cannot afford the bill. Should I just get a credit card?
* 11:16 – Win a $50 Visa Gift Card
Resources & Links:
* Geico
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:22 – Intro
* 00:45 – My Mistakes Should Not Be Yours
* 02:29 – Moving on a Credit Card
* 03:14 – Hard Work is Required
Resources & Links:
* MoneySmarts 013: Debt Free Including Your House with Steve Stewart (SteveStewart.me)
* MoneySmarts 007: Paying Off $8,000 of Debt in 90 Days with Lauren Bowling
* MoneySmarts 005: Cutting Your Expenses with Michelle Jackson
* MoneySmarts 008: Saving 60% of Your Paycheck with Matt from Distilled Dollar
* America has a retirement problem, not a saving problem
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* 01:05 – I am starting a new job that makes 3x what I currently make. I want to aggressively pay off my debt but I am struggling with wanting to buy stuff and inflate my lifestyle. How do I manage lifestyle creep?
* 04:18 – I am in my early twenties and am looking to buy a condo with a friend. We can then split the expenses and each save money. What are the pros and cons?
* 06:50 – I am in my mid-twenties and my company matches my 401k contributions up to 6%. How much should I contribute?
* 09:56 – I hate my job and am looking to change industries to one that will pay less. What are your thoughts?
* 13:03 – Win a $50 Visa Gift Card
Resources & Links:
* MoneySmarts Episode 4: Creating a Zero-Sum Budget
* AskJoel 008: Find a Job & Ask for a Raise
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:23 – Steve Stewart’s Bio
* 01:21 – Steve’s Financial Freedom Journey
* 07:12 – Ditching Your Credit Cards
* 20:45 – How did you stay motivated during your Financial Freedom Journey?
* 21:43 – How have you involved your daughter in your Journey?
* 25:38 – What advice do you have for those just starting their Journey?
* 27:32 – Win a $50 Visa Gift Card
Resources & Links:
* No Debt, No Credit, No Problems Podcast
* MoneyPlan SOS Podcast
* Financial Wellness Show
* YNAB – You Need a Budget
* Woman’s Bank Account Wiped Out Due to Target Breach
* Mint
* SteveStewart.me
* Twitter: @SteveStewartMe
* Facebook: Steve Stewart
* LinkedIn: Steve Stewart
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* 01:06 – I have $15,000 in credit card debt and about $25,000 in my 401(k). Every month I throw several thousand dollars at my credit card debt but the balance doesn’t decrease. Should I use my 401(k)to pay off my credit card debt and be debt free?
* 03:36 – I honestly forgot to pay my credit card bill. I realized and paid about a week late. Will I have a late fee? What impact will this have on my credit score?
* 05:55 – I keep receiving mailers from Capital One that I have been “pre-approved” for the credit card? But, when I apply I am denied. Why?
* 07:39 – Can I live without a credit card?
* 09:03 – Credit card sign up bonuses sound amazing, why not sign up for the card, get the bonus, and then close the account?
* 11:54 – Win a $50 Visa Gift Card
Resources & Links:
* MoneySmarts Episode 4 – Creating a Zero-Sum Budget
* Google Calendar
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:38 – Whitney Hansen’s Bio
* 01:15 – Paying off $30,000 in 10 Months
* 08:37 – What advice would you give to those just starting their journey?
* 15:29 – How do you avoid student loans?
* 17:29 – Do you recommend travelling while in debt?
* 19:26 – What is the coolest place you have traveled?
* 21:15 – What are your top travel hacks?
* 23:30 – What is the number one thing Financial Freedom has allowed you to do?
* 26:37 – Where are you on the internet?
* 27:44 – Win a $50 Visa Gift Card
Resources & Links:
* Tim Ferriss
* John Lee Dumas
* Google Flights
* Scott’s Cheap Flights
* Fire Lookouts
* WhitneyHansen.com
* The Money Nerds Podcast
* Instagram: Whitney_Hansen_Co
* Twitter: @WhitneyHansenCo
* Facebook: WhitneyHansenCo
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* 01:08 – I am stuck in poverty and I want out. I have a low paying job and spend my money on micro-transactions, food, and rent. What can I do?
* 03:43 – Every month I overdraft when paying my bills, but my only other option is to pay late. What can I do?
* 06:39 – I am a minor and want to start investing in the stock market, how do I do that?
* 09:07 – I am between jobs at the moment, should I max out my credit cards before using my emergency fund?
* 11:20 – Win a $50 Visa Gift Card
Resources & Links:
* Uber
* Etsy
* eBay
* The Financial Freedom Journey: A Complete Guide to Financial Freedom E-Book
* AskJoel Episode 8: Find a Job & Ask for a Raise
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 00:23 – DJ Whiteside’s Bio
* 00:42 – DJ’s Journey
* 05:33 – What is the first step to take to prepare for retirement?
* 11:18 – Roth IRA vs. Traditional IRA
* 15:15 – How does someone determine how much they need for retirement?
* 20:12 – What is the 4% rule and how does it work?
* 29:17 – What are the alternatives to the 4% rule?
* 31:03 – What advice do you have to set up early retirement success?
* 35:31 – SEP IRA
* 38:18 – Should I prioritize planning for retirement or paying off debt?
* 42:21 – Should I prioritize my emergency fund or retirement planning?
* 44:15 – Where can we find you online?
* 10:14 – Win a $50 Visa Gift Card
Resources & Links:
* Rich Dad Poor Dad: What The Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
* IRA Rules – IRS
* Why You Need to Get Your Full 401k Matching as Early as Possible – MyMoneyDesign.com
* Maxing Out Your 401k Matching – Don’t You Dare Leave Money on the Table! – MyMoneyDesign.com
* Early Retirement Solutions: How Much Money Do I Really Need to Retire & Achieve Financial Independence?
* How Much Do I Need to Save for Retirement? The Incredibly Simple Answer – MyMoneyDesign.com
* Early Retirement Extreme Blog
* Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence
* Mr. Money Mustache
* The 4 Percent Rule – Everything You’ve Ever Wanted to Know – MyMoneyDesign.com
* Bill Bengan
* Trinity Study
* How Has The 4% Rule Held Up Since The Tech Bubble And The 2008 Financial Crisis? – Michael Kitces
* SEP Plan – IRS
* https://financialfreedomcommunity.com/?p=825
* 00:54 – How do I calculate my net worth?
* 03:28 – How do I bargain?
* 06:19 – How do I date on a budget?
* 08:57 – Public Service Announcement
* 10:49 – Win a $50 Visa Gift Card
Resources & Links:
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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* 01:03 – How is your journey going?
* 01:53 – Finding your “why” to achieve Financial Freedom
* 0:4:39 – Create your plan to achieve Financial Freedom
* 10:14 – Win a $50 Visa Gift Card
Resources & Links:
* The Financial Freedom Journey E-Book – A Complete Guide to Financial Freedom
* MoneySmarts Episode 4 – Creating a Zero-Sum Budget
* MoneySmarts Episode 9 – Creating an Emergency Fund
* The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months – Brian P. Moran
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* 00:53 – Should I get a job at the age of 16?
* 04:18 – How do I ask for a raise at my job?
* 09:00 – How do I find a job?
* 19:42 – Win a $50 Visa Gift Card
Resources & Links:
* Monster.com
* Indeed.com
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com
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Are you tired of stressing about surprise expenses? Then it is time to make a shift to a more stress-free life. This is one of the foundational principles to your Financial Freedom Journey and a must for achieving Financial Freedom.
Timeline:
* 01:07 – Why do I need an emergency fund?
* 01:54 – What are required expenses?
* 02:30 – How do I create an emergency fund?
* 04:16 – Where do I store an emergency fund?
* 05:07 – What time of account do I need for my emergency fund?
* 07:30 – Where should I not store my emergency fund?
* 09:51 – Win a $50 Visa Gift Card
Resources & Links:
* MoneySmarts Episode 4
* Ally Financial
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Timeline:
* 00:35 – Matt’s Bio
* 00:54 – Matt’s Financial Freedom Journey
* 02:12 – Saving Your Paycheck
* 04:36 – Amazon Subscribe & Save
* 13:31 – Travel Moneysaving Hacks
* 15:53 – Investing
* 27:54 – Fiancé’s Opinion of Financial Freedom
* 32:38 – What is Your Favorite Book?
* 34:55 – Win a $50 Visa Gift Card
Resources & Links:
* Amazon Subscribe & Save
* The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel – Benjamin Graham
* The Way to Wealth: Ben Franklin on Money and Success (Paperback)
* The Way to Wealth: Ben Franklin on Money and Success (Free PDF)
* The Millionaire Next Door: The Surprising Secrets of America’s Wealthy – Thomas J. Stanley
* Distilled Dollar
* Facebook: Distilled Dollar
* Twitter: @DistilledDollar
* Millennial Money Minutes
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* 01:05 – What do you recommend for auto insurance?
* 02:01 – Policy Coverage
* 06:28 – Vehicle Specific Coverage
* 12:00 – Can you afford to go without auto insurance?
* 14:14 – Win a $50 Visa Gift Card
Resources & Links:
* Email your questions to askjoel@hustletofinancialfreedom.com
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Timeline:
* 00:23 – Lauren’s Bio
* 02:18 – Lauren’s Shopping Addiction
* 03:56 – Paying off $8,000 of debt in 90 Days
* 11:06 – Creating Vision Boards
* 12:35 – Debt Consolidation
* 17:26 – Purchasing Your First Home
* 23:35 – Win a $50 Visa Gift Card
Resources & Links:
* SMART Goals
* The Debt Master Plan
* Upstart
* PayOff
* Sofi
* The Millennial Homeowner: A Guide to Successfully Navigating Your First Home Purchase
* Free Home Buying Checklist
* FinancialBestLife.com
* Facebook: Financial Best Life
* Twitter: @finbestlife
* Pinterest: FinBestLife
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* 00:58 – Should I cash out my retirement fund to pay off debt?
* 02:46 – I have made a financial arrangement with the debt collector but now they say that never happened. What can I do?
* 05:57 – How can I get excited about Financial Freedom?
* 08:47 – Should I donate, if so how much?
* 11:07 – Win a $50 Visa Gift Card
Resources & Links:
* Email your questions to askjoel@hustletofinancialfreedom.com
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Timeline:
* 00:22 – Kayla’s bio
* 01:04 – Kayla’s journey
* 02:50 – Creating a budget that works
* 03:58 – Kayla’s aha moment
* 06:05 – Advice for those currently shopping for a house
* 07:32 – The Emergency Fund
* 08:03 – Transparency and Accountability
* 10:13 – Giving up traditional employment
* 12:15 – Kayla’s prefered debt pay off method
* 13:33 – Preparing a budget
* 15:58 – Advice for those starting their Financial Freedom Journey
* 18:17 – Kayla’s financial hero
* 19:14 – Keeping up with the Jones (and your Facebook friends)
* 22:19 – How to find Kayla
* 23:09 – Win a $50 Visa Gift Card
Resources & Links:
* Mint
* YNAB – You Need a Budget
* Paula Pant
* MoneySmarts 003: Simplifying Your Finances with Paula Pant
* What’s on your mind? – This video showcases the fake Facebook persona
* Shoe-A-Holic No More
* Financial Conversation Podcast
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* 01:00 – What are your thoughts on gambling?
* 03:14 – Are 0% interest rates a good deal when buying a car?
* 05:41 – Can a line of credit replace an emergency fund?
* 07:52 – Are you cheap?
* 10:40 – Win a $50 Visa Gift Card
Resources & Links:
* AskJoel Episode 2
* AskJoel Episode 1
* Email your questions to askjoel@hustletofinancialfreedom.com
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This episode will leave you wanting to dig into your budget and trim the fat.
Timeline:
* 00:22 – Michelle’s bio
* 00:51 – Michelle’s journey
* 04:51 – Making a financial shift
* 07:00 – Making a mental shift
* 08:58: Strategies for cutting mindless spending
* 11:53 – ThredUp.com
* 14:05 – Breaking bad habits
* 16:13 – A year without shopping and using things until they are gone
* 23:50 – Tips for foodies on a budget
* 35:30 – What’s your favorite book?
* 40:14 – Win a $50 Visa Gift Card
Resources & Links:
* ThredUp.com
* Whole Foods
* Sprouts
* Safeway
* Ibotta
* Jane Eyre – Charlotte Brontë
* DotCom Secrets: The Underground Playbook for Growing Your Company Online – Russell Brunson
* You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life – Jason Vitug
* Born a Crime: Stories from a South African Childhood – Trevor Noah
* ShopMyClosetProject.com
* 5 Days to $500 Challenge
* Facebook – The Shop My Closet Project
* Instagram – ShopMyClosetProjectMichelle
* Girl Gone Frugal (Again)
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* 00:50 – When is the right time to buy a house?
* 07:01 – How much house can I actually afford?
* 08:44 – Should I do a 15 year mortgage or 30 year mortgage?
* 12:02 – Am I throwing my money away by renting?
* 16:51 – Get a $50 Visa Gift Card FREE
Resources & Links:
* American Dream or American Obsession – Federal Reserve Bank of Philadelphia
* Email your questions to askjoel@hustletofinancialfreedom.com
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Do you know how to create one of top budgets. If not this is the episode for you. We are also discussing how to get commitment from your spouse. This is the foundation of your Financial Freedom Journey and a must listen for anyone hoping to achieve Financial Freedom.
Timeline:
* 00:33 – What is a zero-sum budget?
* 01:14 – Types of income
* 03:05 – Types of expenses and how to budget for each
* 06:40 – Are you negative, positive, or zero-sum?
* 08:47 – The budgeting meeting
* 12:47 – Win a $50 Visa Gift Card
Resources & Links:
* My Personal Budgeting Worksheet
* Send questions to askjoel@hustletofinancialfreedom.com
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* 00:46 – Should I use a bank or credit union?
* 05:39 – What kind of second job should I get?
* 08:33 – Can I take a break during the Financial Freedom Journey?
* 10:42 – How much should I save for retirement?
* 13:01 – How to win a $50 Visa gift card
Resources & Links:
* National Credit Union Administration
* Credit Union Finder – NCUA
* Walt Disney World Resort & Disneyland Resort Jobs
* AskJoel Episode 2
* Financial Industry Regulatory Authority Retirement Calculator
* Email your questions to askjoel@hustletofinancialfreedom.com
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Timeline:
* 00:45 – Paula’s bio
* 01:37 – Paula’s journey
* 06:00 – The anti-budget and how to use it
* 11:01 – Paula’s way to save
* 13:31 – Creating the monthly financial gap
* 15:01 – What is your favorite travel location?
* 16:01 – The biggest advice Paula can give to someone starting their journey (and Paula’s take on the snowball vs. avalanche method)
* 17:51 – Paula’s favorite books
* 19:12 – How to find and contact Paula
Resources & Links:
* AffordAnything.com
* Afford Anything Podcast
* MONEY Magazine (Kindle)
* MONEY Magazine (Print)
* Kiplinger’s Personal Finance (Kindle)
* Kiplinger’s Personal Finance (Print)
* The Millionaire Next Door: The Surprising Secrets of America’s Wealthy
* Rich Dad Poor Dad: What The Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
* How Rich People Think
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* 01:12 – How do I prepare for a baby?
* 03:48 – Is 0% financing a good decision?
* 07:13 – Should I pay monthly for my cell phone?
* 12:44 – How much should I budget for entertainment expenses?
* 16:44 – How to win a $50 Visa gift card
Resources & Links:
* Email your questions to askjoel@hustletofinancialfreedom.com
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Timeline:
* 00:49 – Melanie’s Bio
* 02:57 – The truth about people with debt
* 04:28 – What was your aha moment?
* 05:40 – Melanie’s journey
* 08:18 – Melanie’s current financial situation
* 11:05 – Dear Debt: A Story About Breaking Up With Debt summary
* 12:49 – Dear Debt: A Story About Breaking Up With Debt takeways
* 13:22 – Why did you write Dear Debt: A Story About Breaking Up With Debt?
* 14:25 – Where can you get Dear Debt: A Story About Breaking Up With Debt?
* 14:50 – What is your Financial Freedom “why”?
* 17:17 – What was your favorite part of Italy?
* 17:54 – What was your favorite trip?
* 18:26 – What advice do you give to someone just starting their Financial Freedom Journey?
Resources & Links:
* DearDebt.com
* Twitter: deardebtblog
* Email: deardebt@gmail.com
* Dear Debt: A Story About Breaking Up With Debt (Amazon affiliate)
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* 00:49 – Are you able to pay off credit card debt using student loans?
* 04:54 – How do I stop spending my savings?
* 08:30 – How long should I hold on to my credit card statements?
* 11:33 – What should I do if my car is starting to die?
Resources & Links:
* Ally Financial – https://www.ally.com/bank/online-savings-account/
* Email your questions to askjoel@hustletofinancialfreedom.com
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Hear Chonce’s story and her advice for moving forward on your own Financial Freedom Journey.
Timeline:
* 01:30 – What was your aha moment?
* 02:57 – What is MyDebtEpiphany.com?
* 04:45 – Shifting your mindset
* 06:42 – Chonce’s current financial situation
* 07:41 – Breaking the paycheck-to-paycheck cycle
* 12:13 – What is your “why” for achieving Financial Freedom?
* 15:03 – What advice would you give those on the Financial Freedom Journey?
* 16:47 – How has your husband handled the Financial Freedom Journey?
Resources & Links:
* MyDebtEpiphany.com
* Twitter: mydebtepiphany
* Facebook: mydebtepiphany
* Instagram: mydebtepiphany
* Pinterest: mydebtepiphany
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Don’t forget to subscribe so you never miss an episode. Also, if you have feedback (either positive or negative) please rate and review the show.
For more information and to stay up to date on the latest with the podcast go to https://hustletofinancialfreedom.com.
Timeline:
* 00:30 – Introduction of Joel Parker
* 01:20 – How Joel got involved in personal finance
* 05:07 – What is Financial Freedom?
* 06:34 – The Financial Freedom Community
* 08:08 – Format of the Financial Freedom Community Podcast
Resources & Links:
* The Financial Freedom Journey: A Complete Guide to Financial Freedom
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