Personal Finance

Articles, success stories, and strategies to help you learn the complicated world of personal finance.

ABCs of Retirement

IRA, 401(k), 403(b). What does all of this gibberish mean? Preparing for retirement can be very confusing. Some retirement options are tax deductible and some grow tax-free. The number of retirement options grows all the time. What is the difference and which option is actually right for you? To save you time I have compiled…

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What is an Emergency Fund?

Emergencies are something that each and every one of us have to deal with. These are surprise expenses or ones you did not plan for. I recently experienced a pretty significant “emergency” in my household. Last week I was laid off from my job as a web developer. My salary contributed to 60% of my family’s…

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Prepare Your Budget

When completing your very first budget you will either find that it is incredibly easy or unbelievably challenging, unfortunately, it is most likely the latter. This is because society has trained us to spend more than we make, we can get 5 years same as cash or just put it on a credit card and pay…

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Finding Your Why

Why are you here? Did you Google how to get out of debt? Did you just graduate from high school or college and are trying to find out how to plan your future life? No matter what brought you to my site we need to dig and find out what your end goal is, your…

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What is Financial Freedom?

Imagine retiring at the age of 40. Envision not having to stress about making ends meet. Picture yourself not being constrained by money. People all over the world just like you live like this. It is financial freedom. Every person you talk to will define financial freedom differently. I define financial freedom as being debt…

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