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https://hustletofinancialfreedom.com/wp-content/uploads/2017/01/AskJoel.png500500Timeline: 01:21 – I was hit by a driver without insurance and I can’t afford to buy a new car, what do I do now? 04:49 – How does debt consolidation affect your credit score? 07:22 – My little brother who is 17 needs a car, but cannot afford to buy one outright. He asked me…